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Designing for trust: first impressions in fintech onboarding

01.07.2026 · Process

Most fintech onboarding flows are optimized for completion rate, not confidence. Those aren't the same thing — a user can finish signup and still not trust you with their money. The first three screens carry a disproportionate amount of weight. This is where I've seen the biggest gap between what teams measure and what actually earns trust. More on this as the piece develops.